The principles the product is built on.
The record & from the record.
Each detail on a plan page traces back to the Form 5500 it came from. Every detail is a fact in the filing or computed from filed numbers — the arithmetic is traceable. Nothing is guessed, inferred from a model, or bought from a list.
Disclose, don't decide.
Clinical diligence has been taken to be objective in displaying a fact. We are conscientious not to pass a verdict on how well the plan is run. We leave the judgment to you, because we believe your discretion is better.
Time is part of the truth.
One filing is a snapshot. We keep the temporal context — the fee that rose, the recordkeeper that changed, the advisor line that went quiet — because the signal lives in what moved and why.
The known unknown is marked, not hidden.
Where no fund menu is filed, we have no fund menu. Reported fees are the plan's direct costs, not what's charged inside the funds. When the filing is silent, we mark it silent rather than fill the space — and we'd rather you knew that.
We show our work — you make the call. That's the product.