Retirement plan intelligence

Every plan in your market. Fees computed. Providers identified. Scored and ready.

What takes 60 hours of DOL filings, Schedule C decoding, and spreadsheet work — compressed into one session. 694,461 plans, scored by fee position, advisor status, trend signals, and fund-level data.
$0T
in fund-level investment data
extracted and validated from DOL filings
0%
of 106,994 provider names
resolved to canonical entities
0
retirement plans scored, mapped,
and ranked by signal strength
Sources — DOL EFAST2 · SEC Form ADV · Schedule C · Schedule H
The product

What used to take a week of data work, ready when you log in.

Built on depth that takes years to assemble — not features that take weeks to copy.
100bps.ai
Change signal · advisors
1,366
Advisors departed plans this year
Plans where the prior-year advisor no longer appears on Schedule C. $48B in combined AUA.
Change signal
Fee signal
11,688
Fee increases above 10bps
YoY fee ratio rose >0.10%. Combined $312B AUA. Median increase: 18bps.
Fee signal
Structural pattern
28,095
Plans with no advisor on file
6,204 above $20M · median plan size $14M
Structural
Provider focus
4,127
Fidelity-recordkept plans
62% bundled · 203 showing churn signals
Provider

Signal intelligence

Not just what exists — what changed. Advisor departures, recordkeeper switches, fee spikes, asset declines.

1,366 advisors departed this filing year

Provider identity

825 spellings of Fidelity. 22 spellings of Captrust. Three Principal Trust rows that are one entity. Resolved across 2.9M records.

91% coverage · 106,994 names mapped

Fund-level data

Line 4i extracted from Schedule H PDFs — every holding, every dollar amount. Validated against balance sheets.

2,931 plans · $1.96T in assets

Scoring and ranking

Five-signal model: fee position, plan size, advisor status, trend direction, contribution health. Every plan ranked against its peer group.

694,461 plans scored · 5 tiers

From filing data to outreach in one session.

1

Pick your market

Select a state and city, or search for a specific recordkeeper, sponsor, or plan. See the competitive landscape mapped and scored.

2

Read the signals

Filter by what's changed: advisor departures, recordkeeper switches, fee spikes, asset declines. Each signal is an observation from DOL filings.

3

Build your campaign

Save your filters as a playbook. Generate an opportunity brief. The platform tracks new matches so you see what's moved since your last session.

What does your market look like?

Type your city below. We'll show you what the data looks like — from real DOL filings, not estimates.

From filing to intelligence

The same data, before and after resolution.
All data derived from public DOL filings under ERISA Section 104.
What the filing saysWhat it actually means
FIDELITY MANAGEMENT & RESEARCH COFidelity Investments · Recordkeeper · 4,127 plans nationally
PRINCIPAL TRUST COMPANY (×3 separate rows)Principal Financial · 5 roles on this plan · $246K total compensation
Fee ratio: 0.38%Fee ratio: 0.38% · 73rd percentile · $185K above peer median
Service codes: 15, 19, 26, 27Recordkeeping + Custody + Investment Advisory (plan + participant)
Schedule C filed: Yes3 providers reported · no standalone advisor · bundled arrangement

Questions

Every filing on 100bps. is sourced from the Department of Labor's EFAST2 public filing system, supplemented by SEC Form ADV data for registered investment advisor firms. We extract data from Form 5500, Schedule C (service providers and fees), Schedule H (plan balance sheets), and Schedule I (small plan financials). We do not estimate, project, or model missing data — if a number appears, it comes from a filing.
Form 5500 filings are due seven months after plan year-end, with extensions pushing some filings to nine and a half months. We ingest new filings from EFAST2 as they become available. Our current corpus covers plan years 2020 through 2025, with 2023 being the most complete year (153,629 plans). 2024 filings are still arriving.
Yes. Form 5500 is a public disclosure document filed under ERISA Section 104. All data displayed on 100bps. is sourced from public filings available to any person through the DOL's EFAST2 system. Using public filings to identify prospective clients is standard practice and requires no additional compliance disclosures.
We classify plans using DOL Schedule C service codes — specifically codes 26 (Investment Advisory, participants), 27 (Investment Advisory, plan), and 28 (Investment Management). Plans with none of these codes are classified as Open. Plans with advisory codes bundled alongside recordkeeping codes are classified as Bundled. Plans with advisory codes and five or fewer total service codes are Standalone. Plans with investment management compensation but no advisory service codes are Indirect Advisory.
The opportunity score is a composite of five public signals: fee revenue potential, fee percentile relative to peers, advisor status, asset trend, and contribution health. The model is fully deterministic — no machine learning, no subjective inputs. Plans scoring 75 or above are classified Prime Value; 55–74 are High Value. Full methodology is available on request.
Yes. Any filtered view — by geography, plan type, advisor status, recordkeeper, prospect tier — can be exported as a CSV compatible with Excel and any CRM. Your license covers commercial use within your practice. Redistribution or resale of exported data is not permitted.
You retain full access through the end of your paid period. Any data you exported prior to cancellation is yours to keep. We do not charge cancellation fees, require notice periods, or make you speak to a retention specialist.
$400 / month
One plan win covers a decade of the subscription.
Founding members: $300/month, locked for 36 months.
Less than a part-time analyst. More than any lead service.
Every plan in your market, scored and ready.
We'll respond within 24 hours with a demo of your specific market.